Refinancing
What is your current structure? How do you hunt for new rates and ensure you have effectively setup your mortgage.
OCR AS AT 17/11/2017
1.75%
| Which Banks do you use | We are not limited, we use all the registered banks |
| What is the best structure for my mortgage? | We need to tailor it to you and your life style |
| Can you do interest only | Most of the time but it does depend on your circumstances |
| Fixed, Floating, Revolving Credit? | Lets have a chat about the best way to set it up for you |
Investment Loans
We will work with you to ensure you have a structure and an interest rate which gives you confidence and produce results
Develop a portfolio
| What is the deposit amount | This is flexible depending on your situation |
| Gifting to assist family | Lets chat, protection here is very important |
| Do interest rates matter | Very much so |
| What is the best structure for my investment | We need to talk as it is dependant on your situation |
First Home
You're ready to buy your first home! What are the rules? Whats the process?
Let us help you along the way for example: KiwiSaver withdrawal options
Welcome Home Loan Deposit
10%
| Can you use your KiwiSaver? | After 3 years continuous investment |
| My parents want to help? | Great, lets talk there are some requirements. |
| Can we use my existing bank? | Yes, depending on criteria (each bank is slightly different) |
| Do you have a solicitor? | Talk to us we have a few preferred options |